CALCULATE YOUR MONTHLY PAYMENT

Use our interactive mortgage calculator to instantly see real-time rate pricing and customize your monthly payment. Adjust your loan term, interest rate, home price, down payment, and more to get a personalized picture of what your monthly mortgage payment could look like.
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Your mortgage payments over 30 years will add up to $0.


Mortgage Calculator Tips


Down Payment
The down payment is the initial payment, usually in cash, you pay on your mortgage. Your required down payment amount will vary depending on the loan program you choose. Down payment requirements might be as little as 3 percent or as much as 20 percent. Your down payment reduces the total amount of your mortgage loan, so the more money you put down, the lower your payments will be - or the more expensive a house you can buy.

Loan Term
A loan term is the length of time that a borrower makes monthly payments toward their home loan. Your loan program can affect your interest rate and monthly payments. Choose from 30-year fixed, 15-year fixed, and more in the calculator.

Interest Rate
A mortgage interest rate is the cost to borrow money from your lender. The calculator shows real-time rate pricing. Your rate will vary based on factors like credit score and down payment.

Property Tax Rate
The mortgage payment calculator includes estimated property taxes based on the home's value. You can adjust this amount in the calculator.

Home Insurance
Home insurance or homeowners insurance is typically required by lenders, depending on the loan program. You can edit this number in the mortgage calculator.

HOA Fees
A homeowners association fee (HOA fee) is an amount of money that must be paid monthly by owners of certain types of residential properties. HOAs collect these fees to assist with maintaining and improving properties in the association.